Question 1

Does McAllen get hurricane and storm damage?

Accepted Answer

Yes. The Rio Grande Valley including McAllen is directly in the path of Gulf of Mexico hurricanes and tropical storms. Hidalgo County can also be affected by TWIA windstorm coverage requirements depending on your specific location — check your policy to see if wind is covered under your standard policy or requires a TWIA endorsement. Hail and severe thunderstorms are also common in the Valley during spring storm season.

Question 2

Can McAllen homeowners get help in Spanish?

Accepted Answer

Yes. The Rio Grande Valley has one of the highest rates of Spanish-speaking residents in the United States — over 90% of residents speak Spanish. We offer full bilingual service. Visit texaspropertyhelp.com/es or select Spanish when submitting your request.

Question 3

What areas in the Rio Grande Valley do you serve?

Accepted Answer

We serve the entire Rio Grande Valley including McAllen, Edinburg, Mission, Pharr, Harlingen, Brownsville, Weslaco, Mercedes, Donna, San Juan, Alamo, Palmview, and all surrounding Hidalgo, Cameron, and Willacy County communities.

Question 4

Does the Rio Grande Valley need TWIA windstorm insurance?

Accepted Answer

Parts of the Rio Grande Valley — particularly coastal areas of Cameron County near South Padre Island — are in TWIA-eligible zones. Hidalgo County (McAllen area) is generally not TWIA-eligible, meaning standard homeowners policies cover wind. However, check your specific policy — coverage can vary by location and insurer. Coastal Cameron County homeowners should verify TWIA coverage.

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McAllen & Rio Grande Valley Questions — Answered

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McAllen Storm Damage Help —Free, Fast, and Bilingual