Texas home
⛈️ Texas Storm Season 2026 — Get Help Now

Storm Damage Help for Texas Homeowners —
Fast, Free, and Pressure-Free

After hail, wind, or water damage, Texas homeowners need fast, reliable help — not another runaround. Texas Property Help connects you with local contractors, insurance claim guidance, and repair financing across Texas. Free to use. No pressure.

📍 Houston📍 Dallas📍 San Antonio📍 Austin📍 Fort Worth

Your next step, without committing to a repair

Texas Property Help provides information and referrals. Submitting a request is free; inspections, repairs and financing may have provider fees and terms. Availability depends on your area and the work needed. We are not an emergency response service and do not decide insurance coverage.

  1. Describe the problem and your ZIP code; keep identity documents and bank details out of the notes.
  2. Before hiring, confirm the scope, price, insurance and applicable permits in writing.
  3. You decide whether to accept an estimate. A referral does not guarantee workmanship or an insurance payment.

Source: TDI contractor precautions · Roofing credentials and permits

Describe my problem · Understand my claim
9+
Months Serving Texas Homeowners
Free
To Submit Your Request
5
Major Texas Cities Covered
24/7
Storm Monitoring Active

Simple Process

How Texas Property Help Works

From your first request to a resolved property issue — here's the process.

📝
STEP 01

Submit Your Request

Tell us about your property issue — storm damage, roofing, HVAC, or insurance claim. Takes 2 minutes.

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STEP 02

We Review & Match

Our team reviews your request and connects you with local contractors in your area, based on availability.

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STEP 03

Get Connected

A qualified professional contacts you directly. You choose who to work with — no pressure.

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STEP 04

Problem Solved

Your property gets the attention it needs. We follow up to make sure everything went well.

Texas Property Help is a homeowner assistance and referral platform — not an insurance company, contractor, or law firm.

Where We Serve

Serving Texas Homeowners Statewide

Whether you've had hail damage in Houston, wind damage in Dallas, or need HVAC repair after a storm in San Antonio — Texas Property Help connects you with local contractors and free guidance, no matter where in Texas you live.

Major Cities

📍 Houston📍 Dallas📍 Fort Worth📍 San Antonio📍 Austin📍 El Paso📍 Corpus Christi📍 Lubbock📍 Amarillo📍 Laredo📍 Waco📍 McAllen

Mid-Size Cities

KilleenWacoTempleAbileneMidlandOdessaTylerBeaumontMcAllenWichita FallsRound RockGeorgetownCedar ParkLeanderNew BraunfelsKyleConroeLeague CityPearlandSugar LandKaty

Small Towns & Military Communities

WaxahachieWeatherfordGranburyStephenvilleKerrvilleSeguinPflugervilleBaytownPasadenaHarlingenEdinburgMissionCopperas CoveHarker HeightsBeltonBudaPflugervilleHuttoBastropLockhartFort CavazosFort Sam HoustonFort Bliss

Texas Homeowners Ask

Example Storm Damage & Insurance Questions

Illustrative situations, not customer testimonials. Start with the facts in your policy and written claim documents.

Insurance Claim📍 Texas HomeownerExample

❓ My estimate is below the deductible, but the roof still needs attention. What should I ask?

Ask for the written damage assessment and compare its repair scope with your contractor's estimate. Separate an urgent safety problem from a disagreement about payment.

Storm Damage📍 Houston AreaExample

❓ After hail — should I call my insurance company or the roofer first?

Check your policy's reporting requirement and contact the insurer promptly. Arrange safe documentation and a repair assessment; do not let an inspection appointment make you miss a deadline.

Hail Damage📍 DFW HomeownerExample

❓ Insurance says my roof damage is wear and tear, not hail. My roofer says otherwise. What now?

Ask each party to identify the observations supporting its conclusion. Send the insurer the photos and written assessment, and request an explanation tied to your policy.

Insurance Claim📍 San Antonio HomeownerExample

❓ The insurer has requested another report. What should I clarify before paying for it?

Ask what question the report must answer, who is qualified to prepare it, the deadline and who pays. Keep the reply with your claim records rather than assuming the request proves misconduct.

See All FAQs →

Common Questions About Texas Property Help

What is Texas Property Help?
Texas Property Help is a free homeowner assistance and referral platform. We help Texas homeowners understand their options after property damage, navigate insurance claims, and connect with local contractors and service providers. We are not a contractor, insurance company, or law firm.
Is Texas Property Help free for homeowners?
Submitting a request and receiving information through our platform is free for homeowners. If you are connected with a service provider, their individual fees and terms apply and vary.
What is the difference between ACV and RCV homeowners insurance?
ACV subtracts depreciation; replacement-cost coverage can reimburse replacement costs subject to policy conditions, limits and your deductible. Ask your insurer what documentation and completed repairs are required.
What is a wind and hail deductible in Texas?
Most Texas homeowners policies have a separate wind and hail deductible — typically 1%–3% of your home's insured replacement value — rather than a flat dollar amount. On a $300,000 home, that's $3,000–$9,000 out of pocket before your insurer pays anything. This deductible applies specifically to wind and hail claims and is separate from your all-other-perils deductible. Review your declarations page to find your exact deductible type and amount.
How do I check a Texas roofing contractor?
Texas does not issue a statewide roofing license. Check local requirements, current insurance and references; a voluntary roofing credential is not a state license.
Does homeowners insurance cover flood damage in Texas?
Homeowners policies generally exclude flooding. Flood and wind-driven rain are different causes of loss; ask your insurer which policy and exclusions apply to the actual damage.
What is TWIA and do I need it?
TWIA (Texas Windstorm Insurance Association) provides windstorm and hail coverage for homeowners in 14 Gulf Coast counties and parts of Harris County who cannot get windstorm coverage through the private market. If you live near the Texas coast — Galveston, Corpus Christi, South Padre Island, or coastal areas of Houston — your standard homeowners policy may exclude wind coverage entirely. Check your policy's covered perils section. If wind is excluded, you likely need a TWIA policy.
My insurance adjuster's estimate is too low. What can I do?
Get a written estimate from an independent contractor and compare it line-by-line with the adjuster's scope of loss. If there's a significant gap, you have three options: (1) request a re-inspection with your contractor present, (2) invoke the appraisal clause in your policy — a neutral umpire resolves the dispute without litigation, (3) hire a licensed public adjuster to negotiate on your behalf. You can also file a complaint with the Texas Department of Insurance at tdi.texas.gov or 800-252-3439.
Which Texas cities and areas do you cover?
We assist homeowners across all of Texas, including Austin, Houston, Dallas-Fort Worth, San Antonio, Killeen, Waco, and 40+ additional cities statewide. Whether you have hail damage in Houston, storm damage in Dallas, or need HVAC help after a storm in San Antonio — we can connect you with local contractors and free guidance.
Can I get help in Spanish?
Yes. We offer full bilingual service in English and Spanish. Visit texaspropertyhelp.com/es or select Spanish as your preferred language when submitting your request, and we will connect you with Spanish-speaking contractors and resources.

Have Storm Damage? Get Texas-Specific Help Now.

Submit a quick request and we'll match you with local Texas contractors and free guidance — storm damage, roofing, HVAC, insurance claims, or repair financing. Takes 2 minutes. Always free.