AC Repair on the Brink: What to Do When Your HVAC Goes Out After a Texas Storm or Extreme Heat
It's every homeowner's worst nightmare: waking up to a sweltering home, only to discover that your air conditioning has given out in the middle of a heat wave. I've seen this happen to too many folks in East Texas after a scorching summer storm.
Don't Assume Storm Damage is Covered by Your Homeowners Insurance
In Texas, homeowners insurance policies often include provisions for storm damage, but don't assume your AC repair will be covered without doing some legwork. Look, the fine print can get real confusing โ and it's easy to get caught up in assumptions.
- Take photos of the damage
- Contact your insurance provider promptly
- Familiarize yourself with Texas law regarding storm damage claims
Avoid DIY Repairs โ Get Professional Help from a Licensed Contractor
When it comes to AC repair, don't try to tackle the job yourself. Not only can DIY repairs void your warranty, but they also put you at risk of further damage or even injury. The Texas Department of Licensing and Regulation (TDLR) requires HVAC contractors to be licensed โ so make sure you hire a reputable pro.
- Check online reviews and ask for referrals
- Beware of unlicensed or uninsured contractors
- Verify the contractor's experience with your type of AC system
File a Claim with Your Homeowners Insurance Provider โ But Be Prepared to Wait
If you're confident that your AC was damaged by a storm, file a claim with your insurance provider as soon as possible. Here's the thing โ processing times can vary from 7-30 days or more, depending on the complexity of the claim and the number of claims being processed at the time.
What to Do Right Now
To get your AC up and running ASAP:
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