McAllen Homeowners: Essential Tasks in the First 48 Hours After a Texas Storm

Homeowner guide — general guidance, not a report of a current local event.

What to do in the first 48 hours after a Texas storm

Documenting Damage Safely

• Take clear, well-lit photos and videos of the damage from multiple angles.
• Make a detailed list of damaged items inside and outside your home.
• Do not throw away any damaged items until your insurance company has inspected them.

Reviewing Relevant Paperwork

• Check your homeowner's policy for coverage details, including wind and hail damage.
• Review your policy's claims process and contact information.
• Keep all receipts related to temporary repairs or living expenses.

Asking Questions and Identifying Information Needed

• Ask your insurance company about their claims process and what documentation is required.
• Identify any additional information needed from you or your contractor.
• Be prepared to answer questions about the damage, including dates, times, and circumstances.

Additional Tips

• Remove standing water to prevent further damage.
• Cover broken windows and holes to keep rain out.
• Save all receipts related to temporary repairs or living expenses.
• Keep a list of everyone you talk to at your insurance company.

Please note that this is a draft and should be reviewed for accuracy and completeness before publication.

Sources

• Texas Department of Insurance
• National Weather Service